Yesterday, the NJ Appellate Division ruled on the case of Penn National Insurance Company v. Costa. This NJ personal injury case involved an injury on land which Frank Costa owned and lived. Next to Mr. Costa’s house was his business. An employee of his business walked over to Mr. Costa’s driveway (on his personal property) where Mr. Costa was working on a vehicle and was injured when he slipped on ice and fell on a “bumper jack” causing serious injuries.
The Appellate Division analyzed NJ law on the topic and stated that because the injuries were directly related to the maintenance of the vehicle, the NJ car insurance company must pay for the personal injuries.
N.J.S.A. 39:6B-1 requires owners of motor vehicles to have liability coverage “insuring against loss resulting from liability imposed by law for bodily injury, death and property damage sustained by any person arising out of the ownership, maintenance, operation or use of a motor vehicle.”
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